Risk Assessment Data

Research, Insight, Savvy: MSB

Many factors contribute to the proper risk assessment of the properties you insure. It takes market research, building insight and industry savvy. Additionally, proper risk assessment requires a strong foundation of building information.

At MSB, we have taken great care to build such a foundation.

Synchronized

We have synchronized our underwriting building cost data, claims experience data and construction background to build our risk selection data warehouse. This synchronized approach allows you to develop complex rating tiers that go beyond basic price segmentation models to ensure pricing accuracy.

The breadth of this already enormous risk selection data warehouse is always expanding. On a constant basis, we add data from RCT-entered home policies and IntegriClaim^TM-entered losses across the country. These updates assure our data is up-to-date and relevant.

All of this information ensures that you get intelligent risk assessments of the properties you insure.

Equally important, is the ability to easily incorporate this data and the resulting risk-based analysis into your underwriting workflow.

We do this by incorporating PerilVision scores into automated decisioning systems. This allows risk-specific pricing to become a seamless part risk selection in back-office underwriting processes or in point-of-sale applications.